“Be honest… are you trapped by your 3% interest rate?” In Frankfort, Lexington, and Georgetown, I’m seeing something interesting. A LOT of homeowners want to sell… But they’re emotionally attached to that 3% mortgage like it’s family heirloom. Here’s the real question: Is your low interest rate worth staying in a house you’ve outgrown? Because I’m seeing move-up sellers with $100K–$250K in equity sitting on the sidelines… While the homes in the neighborhoods they actually want are still changing hands. In Frankfort, Lexington and Georgetown’s higher-demand areas, well-positioned homes are still selling — because location, school zones, and perceived prestige always carry weight. This isn’t a frozen market. It’s a selective market. And selective markets reward sellers with a plan.

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